how to negotiate debt settlement on your own

How to Negotiate Debt Settlement on Your Own: Is a Debt Settlement Company the Better Choice?

Negotiating debt can be an intimidating undertaking, particularly when confronted with excessive financial obligations and unyielding demands from creditors. Many people think about taking matters into their own hands and making independent attempts to negotiate debt settlements. Even though it could appear like a powerful strategy, negotiating debt on your own can actually be difficult,…

How To Get a Credit Card Company To Reduce Balance

How To Get a Credit Card Company To Reduce Balance

When financial hardships strike, it’s not uncommon for credit card payments to slip down the list of priorities. After all, credit card debt is unsecured, meaning that, unlike failing to pay your auto loan or mortgage, you won’t immediately risk losing your car or home. However, this doesn’t mean you can take your credit card debt lightly. Falling behind on credit card payments can have far-reaching consequences, from damaging your credit score to potentially facing legal action.