Debt is rising and inflation is hitting harder than ever

But you are not alone. Here's how to qualify for our debt program.


Have a financial hardship that impacts you

Loss of income or a job, medical situation or a significant emotional hurdle are some examples of hardships.


At least $7,500 in unsecured debt

Essentially, debt not guaranteed or backed by assests or collateral (credit cards, medical, etc.). 


Ability to make monthly payments

Your payments will go significantly down with us but you still have to make payments.


Be in a state that has our programs

We operate in most of the United States. Click below to find out which states we serve.

How It Works - See The Steps To Get Out Of Debt

Ready to get started? Qualify now or call us!

A matter of time

How long does it take to get out of debt with Mediator Debt Solutions?

This is probably the #1 question we get (along with “How much does it cost” as our clients don’t pay dime unless they save). The truth is that it varies. It varies based on how much debt you have, who you have that debt with and for how long (among other things).

On the safe side, we say between 24 to 48 months. But, we’ve had clients get out of debt in less and some in slightly more. Ultimately, regardless of time – they saved money and paid off their debt faster than they would have if they made minimum payments.

Jenny Q. from Oregon
17 months
Simon R. from California
40 months
Joaquin M. from New Mexico
27 months
Perla I. from Michigan
21 months
Marquis B. from Florida
15 months

Any questions? Request a call-back to get a free analysis of your business!

How much debt do you owe?    $30,000

What is your average interest rate?    29%

  • Months to Pay Off
  • Interest Rate
  • Total Interest Paid
  • Monthly Payment
  • Total Cost

Debt Sttlement with MDS

  • 48
  • 0%
  • $0
  • $453
  • $21,772

Debt consolidation or Credit Counseling

  • 60
  • 11%
  • $9,000
  • $624
  • $38,998

Do Nothing (Only Make Minumun payments)

  • 382
  • 29%
  • $53,400
  • $1,390
  • $83,490

Download our PDF for more information

Answers to the most common questions we get

With a debt settlement program, MDS will negotiate on your behalf in order to lower your principle balance. In most cases, you can also lower your monthly payments due to the lower principle balance.

Debt settlement is absolutely a viable option for people who have hit financial hardship. If you are unable to make monthly payments to your creditors due to true financial hardship, more often than not they are willing to negotiate a lower principle balance to retrieve some of what you owe as opposed to nothing.

Settling your own debt is possible, but could be problematic without representation of a company or law firm with experience dealing with creditors who could put obstacles in your way. Here are some of the benefits using MDS to help you settle your debt:

  • Experience dealing with these issues. With a law firm you receive full legal representation of the law firm throughout the entire process
  • Avoid paying a high lump sum that creditors will often require when you settle on your own
  • Full protection from MDS in the event creditors decide to sue you
  • More time to save money in a special purpose account (SPAA) during the settlement process

Mediator Debt Solutions is an established company with an A+ rating from the Better Business Bureau and is regulated by the State. Our client’s results are our number one priority. We are located in Woodland Hills, CA.