Debt is something that most of us are forced to deal with. It’s the only reason why we may go into our ideal house or start our own company. Debt, on the other hand, may be an angel in disguise; it might offer us a better way of life while also causing pain and…
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When you have missed debt payments, you might be wondering if debt settlement is the best option. Depending on which technique you take, it may or may not be a viable alternative: working with a third-party debt settlement firm or negotiating with your creditors on your own. Consumers who want to get out of…
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Paying your credit card at the end of the month may seem like a hassle but paying it on time can really help you out in the long run! Now, in order to pay your credit card, knowing the current credit card rate is very important! Why? First, let’s talk about interest rates. What…
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Life Happens. In two words we are able to describe the importance of having an emergency fund. From a broken bone to a layoff, emergencies come and go, and sometimes, they are here to stay and change our lives forever. But, what exactly is an emergency fund and how can we make one? …
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Minimum payment: $22.00 Statement Balance: $800 Due Date: TOMORROW Why is it always tempting to make the smallest payment? Sometimes, our financial situation isn’t the best and making the full payment isn’t possible at the moment. And as Brownie McGhee would say, “Something is better than nothing”. It’s best to pay at least the…
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Have you ever heard the phrase, “Digging a hole to fill another one”? If you have and never understood it before, now you will. When we as human beings find ourselves in a pickle, we always try to find a way out. But when it comes to personal finances, it can be a little tricky…
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“HELP! I need somebody, HELP!” We know you know this tune by heart but, have you ever wanted to scream out “HELP” when it comes to your financial situation? Student loans, debt, mortgages…This can all become super stressful, especially when we have to pay one bill after another. But, what if we told you…
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Bankruptcy. What comes to mind when you hear this word? For many Americans, it is the sound of financial freedom, even though it comes with a price. For others, just thinking about it makes them anxious and if they know of someone who did it, they are the first to judge. So, what exactly…
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Judd Apatow, a famous comedian said this about college, “College is the reward for surviving high school.” For many students, college is taken very seriously. They feel all that hard work in high school as well as the growing pains of teenage years have been rewarded when they step onto a college campus as…
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What comes to your mind when you think of 2020? For the majority, it was the year that the world stopped and everything, even the economy, went down. Jobs were cut, millions lost their salary and with that, a safe income for each month. Covid-19 made everyone struggle and the debt this has brought…
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