Blog Cover October Mds 2 (2)
What to Do When Sued by a Debt Collector

Facing a lawsuit from a debt collector is undoubtedly a stressful situation, but you’re not alone in this journey. Let’s address this pressing concern and shed light on the proactive steps you can take.  Mediator Debt Solutions stands as your ally, providing insights on what to do when faced with legal actions and how debt…

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How To Get a Credit Card Company To Reduce Balance
How To Get a Credit Card Company To Reduce Balance

When financial hardships strike, it's not uncommon for credit card payments to slip down the list of priorities. After all, credit card debt is unsecured, meaning that, unlike failing to pay your auto loan or mortgage, you won't immediately risk losing your car or home. However, this doesn't mean you can take your credit card debt lightly. Falling behind on credit card payments can have far-reaching consequences, from damaging your credit score to potentially facing legal action.

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Can I Negotiate My Own Debt
Can I Negotiate My Own Debt?

Negotiating your own debt can be a daunting and stressful experience. Dealing with persistent creditors, navigating complex financial jargon, and trying to secure the best settlement can be overwhelming. However, there’s a better way to handle your debt without the added stress – by enlisting the expertise of Mediator Debt Solutions. In this blog, we’ll…

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debt resolution consultants
Debt resolution consultants

Embarking on the journey of tackling debt becomes much smoother with the guidance of debt resolution consultants – your friendly companions in navigating those financial puzzles. Think of debt resolution consultants as your skilled mediators, facilitating a productive conversation between you and your creditors to ensure a fair and feasible solution. Here’s the scoop: not…

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Navigating Debt Settlement

Congratulations on taking the bold step of joining a debt settlement program! This crucial stride towards financial liberation indicates your resolve to reclaim control over your finances. At Mediator Debt Solutions, we are committed to guiding you throughout this journey. Understanding what to expect and the roles you need to play is essential to ensure…

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Navigating Debt Settlement
What you need to know before joining our program?

Living with debt can be an overwhelming experience. But remember, you’re not alone in this struggle. Millions of people across the nation grapple with debt every day, searching for a way to regain control of their finances. Fortunately, there is a solution – debt settlement.  At Mediator Debt Solutions, we’re committed to helping individuals navigate…

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From Financial Hardship to Financial Freedom

Financial hardship is a term many of us have likely heard, and unfortunately, a number of us have also experienced. It describes a situation where unexpected events or circumstances disrupt our financial stability, making it difficult to meet essential expenses and debt obligations. Whether it’s a sudden job loss, a hefty medical bill, or an…

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Banks Are Not Your Friends, Here’s Why

Are you sick of hearing from banks and financial institutions that they’re here to help you? Tired of seeing their promises of low-interest rates that never quite turn out as they advertise? Believe it or not, banks are not your friends – but there’s a good reason behind why. To understand the relationship between banks…

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Mds-cover blogs - 2022 Review
Mediator Debt Solutions: 2022 Review

Are you struggling with debt and need a solution? Mediator Debt Solutions is your answer! For years, we have been helping people all across the country get out of debt and providing financial freedom for thousands. In 2022, our numbers show that we have helped even more individuals get back on track financially. This blog…

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debt settlement mds
Can Debt Settlement Really Fix My Money Issues?

Debt settlement is the quickest and least expensive method to get out of debt, according to numerous debt relief professionals. Reducing the amount you owe to your creditors entails bargaining, either via you or your assigned negotiator. It takes time and effort to reach an agreeable reduction percentage. However, if you’ve got a debt that…

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Do I Qualify for Debt Settlement?

  If you’re in debt, you may be confused by the situation and want guidance. You’re not alone if you’re concerned! According to recent research, the typical American household’s credit card debt has increased to nearly $16,000! Personal loans, medical bills, and home purchases are some of the debts that can be relieved. Many people…

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Is Debt Settlement Worth It?

  When you have missed debt payments, you might be wondering if debt settlement is the best option. Depending on which technique you take, it may or may not be a viable alternative: working with a third-party debt settlement firm or negotiating with your creditors on your own. Consumers who want to get out of…

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What is an Emergency Fund?

  Life Happens. In two words we are able to describe the importance of having an emergency fund. From a broken bone to a layoff, emergencies come and go, and sometimes, they are here to stay and change our lives forever. But, what exactly is an emergency fund and how can we make one?  …

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Is it Okay to Only Make The Minimum Payment?

  Minimum payment: $22.00 Statement Balance: $800 Due Date: TOMORROW Why is it always tempting to make the smallest payment? Sometimes, our financial situation isn’t the best and making the full payment isn’t possible at the moment. And as Brownie McGhee would say, “Something is better than nothing”. It’s best to pay at least the…

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What is Debt Consolidation?

Have you ever heard the phrase, “Digging a hole to fill another one”? If you have and never understood it before, now you will. When we as human beings find ourselves in a pickle, we always try to find a way out. But when it comes to personal finances, it can be a little tricky…

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How Does Credit Counseling Work?

  “HELP! I need somebody, HELP!” We know you know this tune by heart but, have you ever wanted to scream out “HELP” when it comes to your financial situation? Student loans, debt, mortgages…This can all become super stressful, especially when we have to pay one bill after another. But, what if we told you…

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How Does Bankruptcy Work?

  Bankruptcy. What comes to mind when you hear this word? For many Americans, it is the sound of financial freedom, even though it comes with a price. For others, just thinking about it makes them anxious and if they know of someone who did it, they are the first to judge. So, what exactly…

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College Debt 2021

  Judd Apatow, a famous comedian said this about college, “College is the reward for surviving high school.” For many students, college is taken very seriously. They feel all that hard work in high school as well as the growing pains of teenage years have been rewarded when they step onto a college campus as…

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Debt in 2021 on the Rise

  What comes to your mind when you think of 2020? For the majority, it was the year that the world stopped and everything, even the economy, went down. Jobs were cut, millions lost their salary and with that, a safe income for each month. Covid-19 made everyone struggle and the debt this has brought…

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Debt Consolidation vs Bankruptcy

  Debt Consolidation vs Bankruptcy Americans across the country face the decision of choosing between debt consolidation and bankruptcy. Although these are the two most popular debt relief options for people today, many people wonder which option is best for them. Below goes over the two methods, as well as how the team at Mediator…

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Coronavirus Update

  Coronavirus Update The coronavirus is spreading across our country and it is important to know how to stay safe, and where to get the most accurate updates. The Mediator Debt Solutions team dedicates themselves to serving their clients during this time when they need it most. We have provided information regarding all of this…

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Improving Your Credit Score

  Improving Your Credit Score In today’s world, a good credit score is essential. The higher your score is the more likely you are to qualify for credit cards and loans with better borrowing terms. When these terms are better, you are able to save money in the long run. The fact that people can…

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Debt to Cover Necessities

  Debt To Cover Necessities According to Experian, Americans have an average of over $6000 in credit card debt. Over 23% of Americans say that paying for basic necessities such as rent, utilities, and food contributes most to their credit card debt. Another 12% of Americans say that medical bills play a large portion to…

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Credit Card Debt is Skyrocketing

  There has been consistent growth in the four main areas of debt — home, auto, student loans and credit cards. Credit card debt balances are reaching an all time high in America. Credit cards are actively used by over 176 million American citizens today. This includes the number of people who also are using…

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Chase Forgiving All Credit Card Debt?!

  Credit Card Debt Forgiven? Hol’up! Is that true?! It is – but only for Canadian customers. So, in 2018 Chase decided to exit the Canadian market and closed credit cards for Canadian customers while requiring them to continue paying. Odd move but understandable considering that the debt was still pending regardless of future use…

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